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Hartland Farms Intermediate

LOC Credit Union

Help teach your student the value of saving with LOC!

Farms Intermediate Credit Union 2017 opening day October 5th.


In 1995, LOC Federal Credit Union opened its first student-run credit union in Farmington Hills. Today, LOC is a proud partner with Farmington Public Schools, Hartland Consolidated Schools, and the Howell Public School District and operates 21 in-school branches. Our in-school program and this community partnership strengthen student advancement as a result of exposure to positive community role models.

For 10 years, LOC Federal Credit Union has operated a full-service, student-run branch at Farms Intermediate. Our student-run credit unions are managed by students with the supervision of an LOC employee. Student employees gain hands-on experience on how to run a branch and they perform duties of the various positions available at a financial institution. They are also taught real-life work skills, such as

  •  Resume writing and interviewing techniques

  •  Professionalism and teamwork

  •  Development of responsibility and leadership skills                     

  •  Increased student confidence

  •  Counting money efficiently                                                                                    

  •  Financial education classroom presentations

  •  Importance of having healthy savings habits

  •  Interpersonal and communication skills

  •  Increased math skills and more


Not only does this program teach valuable skills to students working the credit union, this also gives all students real-life lessons in savings and finance.

All students, staff, and parents at Farms Intermediate are eligible to open an LOC account through the student-run credit union. Farms Intermediate Credit Union is open Thursday mornings from 8:45am – 9:15am and operates under the direction of Stephanie Cole, Youth & Community Development Coordinator at LOC.

To open an account, access the links below. Print and complete an application and return to     Ms. Cole on Thursdays from 8:45am – 9:15am or go directly to LOC’s website to apply for an account online.

For a full list of student-run branch locations and operational hours, visit

For additional information or with further questions, contact:

Stephanie Cole, Youth & Community Development Coordinator at LOC (248) 919-5824


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